To receive a payday advance you need to meet these simple requirements: You must have a net income (take home pay) of at least $200 per week. Along With this document you must send us the following information.

• A completed Online Application or Customer Information Sheet
• A completed Requirements Sheet
• A completed Loan Agreement
• A copy of your signed personal check made out to Cash Advance USA for $250.00. DO NOT VOID IT!
• A copy of one form photo of identification (Driver's License or State Issued Photo ID)
• A copy of your last paycheck stub
• A copy of your most recent bank statement (this statement must be dated within 30 days of the day you apply)
• Proof of residency (utility bill, mortgage document, lease agreement). The document must include your name, physical address, and be dated within one month of the day you apply.

All forms must be signed, if we do not receive the above information with your application, your loan will not be processed!

Frequently Asked Questions

What is a Cash Advance?
-A Cash Advance is a short-term payday loan when it is needed most...usually between paydays! The money is directly deposited into your personal checking account, then the cash advance funds (plus a small fee) are taken out of your account at the end of the loan.

Can I get an extension on my payday loan?
-Yes! Your payday loan can be extended, by submitting an extension request. A fee will be extracted from your checking account to cover for the cost of the extension.

How long will it take to be approved?
-In only a matter of minutes! Cash advance funds will be available in your account the very next day!

What is the term of the loan?
-THIS LOAN IS A 15-DAY PAYDAY LOAN! It can be extended, by simply submitting our extension request.

I have bad Credit...can you still help me?
-Yes, we specialize in helping people like you with bad, slow or no credit.

How much can I get?
-The first four transactions up to $200, after that you become a preferred customer and you can get up to $500!

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