Capital One Auto Finance offers the same convenience to motorcycle purchasers as to those buying cars with its innovative Blank CheckŪ financing for the purchase of new or used motorcycles!
Motorcycle loans are valid for the purchase (including lease buyout) of any new or used motorcycle from any franchised new vehicle dealership, individual, or other authorized dealer or broker, or the refinance of an existing motorcycle loan with another lender. Loan terms for motorcycles extend from 12 to 60 months. To apply for a new or used motorcycle loan, click here.
Here are some important details about Capital One Auto Finance motorcycle loans:
Rates are typically 1-2 percentage points lower than the national bank average
Customers can shop like a cash buyer with a no-obligation Blank CheckŪ as soon as tomorrow
Applicants should have a good credit history
Loans are not available in New Hampshire
Loan amounts are $7,500 - $75,000 ($10,000.01 minimum in Arizona)
Customers must title and register motorcycle within 30 days
Please see our rates & terms page for today's motorcycle interest rates and lending terms.
Blank CheckŪ is a registered trademark of Capital One Financial Corporation.
We Have a Loan For You
Our customers enjoy the convenience of our Blank CheckŪ to buy their next vehicle. You use the Blank CheckŪ just as you would your own personal check. Simply make the check payable to the dealer or the seller (up to your approved loan amount) and exchange it for the keys to your new motorcycle!
Loan Terms You'll Like
Your loan's applicable annual percentage rate will be locked in for 45 days on the day a completed application is submitted to us so you can shop around for the perfect bike.
We calculate the interest charges on your loan using the simple interest method and there are no penalties associated with prepaying your loan. Payments are monthly, and you specify the monthly due date for your payments.
Capital One Auto Finance does not require a down payment and there are no application fees. And you will not have a loan or any obligation until you sign the check and purchase or refinance your motorcycle. By signing the check, you will be accepting the terms and conditions of the loan agreement attached to the check.
We provide motorcycle loans in all states, except New Hampshire. Minimum Loan Amount: $7,500 Maximum Loan Amount: $75,000 (10,000.01 minimum in Arizona).
Once you submit your loan application, it will be reviewed and you will receive a response within 15 minutes during our business hours (Monday - Friday: 9 a.m. to 5:30 p.m. and Saturday: 8 a.m. to noon Pacific time). During non-business hours, your loan will be processed the next business day.
If approved, we will send you, via first class mail, a loan agreement with your no-obligation Blank CheckŪ attached.
You'll be riding around on your next bike in no time!
Need your Blank CheckŪ sooner? No problem.
If you prefer overnight delivery of your loan package and Blank CheckŪ, select the overnight option on the loan application form. Your signature will be required and there is a $15 fee for overnight delivery.